Without zero working capital, does the money have excess to invest?
A business can build its creditworthiness without any type of financial obligation by setting up a strong internal system of controls and procedures to ensure that funds are handled responsibly. This includes regularly monitoring cash flow, implementing sound accounting practices such as double-entry bookkeeping and ensuring accurate record keeping. Additionally, businesses should focus on building positive relationships with vendors and creditors in order to demonstrate trustworthiness and reliability. Establishing lines of credit or other financing vehicles with reputable institutions is another way to improve one’s creditworthiness as it shows banks that the company is able to manage money responsibly. Lastly, businesses can also attempt to secure trade references from suppliers or customers who have been satisfied with their services in order to further demonstrate their financial stability.