What are the major problems with the U.S. health care system today, from your perspective?

The U.S. health care system is facing a number of major problems today; from my perspective, some of the most pressing issues include lack of access to affordable coverage, high costs associated with medical services and prescription drugs, quality concerns related to care delivery, inadequate coordination between providers and insurers as well as administrative inefficiencies which can lead to higher overhead expenses.

In terms of access there are still millions of Americans without any form of health insurance – particularly those who are employed in low paying jobs or who do not qualify for government assistance programs like Medicaid or Medicare. This further exacerbates existing disparities between socio-economic groups when it comes to receiving timely medical attention; it also puts additional strain on emergency rooms as many individuals end up utilizing them instead due to their inability to pay for out-of-pocket services elsewhere.Additionally, there has been a marked rise in healthcare costs over the past few years due mainly to inflated prices charged by providers and pharmaceutical companies. Many patients are unable (or unwilling) to bear these exorbitant fees resulting in significant amounts of unpaid debt not just for them but also insurers; furthermore this could cause people with chronic conditions or other long term illnesses to forego necessary treatments altogether since they may be unable afford the cost associated with prolonged care.

Finally, administrative complexities prevalent within this sector have only compounded matters further – from escalating paperwork requirements imposed by insurers on doctors’ offices/hospitals which leads to extra staff time being spent handling such tasks rather than providing patient care itself all the way through difficulty navigating insurance claims processes that require individuals undergo multiple steps before obtaining reimbursement if even eligible at all.

Overall then given all these challenges it is clear that much work needs done if we wish improve our health care system so that everyone is able receive quality treatment at an affordable price regardless of whether they have insurance or not – preferably without incurring excessive debts along the way.