Finance assignment – source of financial risk
Having said that however both types of organizations still need implement an adequate risk management strategy in order prevent any major losses from occurring over time. For instance while utilities may not be exposed as much market volatility they will likely need take into account things like rising fuel costs when setting prices; similarly retailers should consider how changes in consumer demand might affect their bottom line by adapting accordingly (e.g., offering discounts during periods of slow sales).
Overall then it is evident that each type of firm has its own unique set of risks and potential rewards associated with doing business; as such there is no clear answer as far as who holds more exposure – rather this should depend on the specifics of each case and require careful evaluation prior making any decisions about where best allocate resources moving forward.