Module 3 case | Nursing homework help
Part 1: Comparative Chart
Managed Care Organizations (MCOs) Health Maintenance Organizations (HMOs) Preferred Provider Organizations (PPOs) Point of Service (POS) Accountable Care Organizations (ACOs) Overview MCOs are organizations that manage health care delivery by controlling costs, improving quality, and coordinating care. HMOs are organizations that provide comprehensive health care services to members for a fixed fee. PPOs are organizations that contract with health care providers to offer services at discounted rates. POS plans are a combination of HMO and PPO plans that offer greater flexibility to members. ACOs are organizations that coordinate and provide comprehensive health care services to a group of patients for a fixed fee. Provider Networks MCOs have provider networks that consist of health care providers, hospitals, and other health care facilities. Members are required to use the providers within the network to receive coverage. HMOs have provider networks that consist of primary care physicians and specialists. Members are required to choose a primary care physician within the network who will manage their care. PPOs have provider networks that consist of health care providers, hospitals, and other health care facilities. Members have the flexibility to use providers outside the network but will pay higher out-of-pocket costs. POS plans have provider networks that consist of primary care physicians and specialists. Members can choose to receive care outside the network but will pay higher out-of-pocket costs. ACOs have provider networks that consist of primary care physicians, specialists, hospitals, and other health care facilities. Members receive coordinated care from the providers within the network. Costs MCOs have lower out-of-pocket costs for members who use providers within the network. HMOs have lower out-of-pocket costs for members who use providers within the network. PPOs have higher monthly premiums but provide greater flexibility for members to use providers outside the network. POS plans have higher monthly premiums than HMO plans but provide greater flexibility for members to use providers outside the network. ACOs have lower overall costs for members because the focus is on preventive care and coordinated care. Coordination of Care MCOs coordinate care for members by managing costs, quality, and delivery of care. HMOs coordinate care for members by requiring a primary care physician to manage their care and refer them to specialists within the network. PPOs do not coordinate care for members. POS plans coordinate care for members by requiring a primary care physician to manage their care and refer them to specialists within the network. ACOs coordinate care for a group of patients by providing comprehensive health care services and focusing on preventive care.
Part 2: Designed an Application (App)
The app I have designed to assist consumers in making a choice between various consumer plans is called “Health Plan Finder”. This app is designed to be user-friendly and intuitive, with clear and concise information to help consumers choose the best health plan for their needs. The app includes the following features:
- Plan Comparison Tool: This feature allows consumers to compare the different types of health plans available, such as MCOs, HMOs, PPOs, POS plans, and ACOs. The app provides a side-by-side comparison of the costs, provider networks, and coordination of care for each plan type.
- Provider Search Tool: This feature allows consumers to search for health care providers within the network of each plan type. Consumers can search for primary care physicians, specialists, hospitals, and other health care facilities in their area.
- Cost Calculator: This feature allows consumers to estimate the costs of each plan type based on their individual health care needs. Consumers can input their health care expenses, such as prescription costs, doctor visits, and hospital stays, to determine the total cost of each plan type.