School versus work, bonus versus stock
However, there are some disadvantages to investing in a combination of stocks and bonds. Bonds usually carry lower returns than stocks so any gains from the stock portion of your portfolio may be somewhat offset by losses on the bond side. Additionally, since they have different risks associated with them it can be difficult to balance one against the other without taking on too much or too little risk at once.
It is important to carefully consider all aspects of investing before deciding if this type of strategy is right for you; speaking with a financial advisor or doing research on your own can help ensure you make informed decisions about how best to manage your finances.