To reduce disparate coverage of mental health insurance, the MHPAEA was created.
It was authorized to introduce quantitative treatment limits (QTLs), which are similar to the ones found in insurance policies for medical surgery.
Mental Health Parity and Addiction Equity Act, (MHPAE), was created to provide mental health insurance for people with severe mental illnesses.
Most annual and lifetime restrictions on mental healthcare coverage were eliminated by the bill, including hospitalization limits.
MHPAEA’s primary beneficiaries are federal and state governments as well as mental health patients and their families, friends and insurance companies.
Before the introduction of MHPAEA the majority of doctors were not able to provide care for patients and could not get insurance. This law has made it possible for physicians to provide equal treatment to all patients.
Existing law requires that employers and insurers provide equal medical coverage for those suffering from mental illnesses.
Federal and state governments are required to provide equal medical care. Implementing regulations like MHPAEA reduces discrimination and improves medical care. It also lowers healthcare spendings.
MHPAEA has improved healthcare services for people with mental health problems (underserved population).
People with mental illnesses are frequently marginalized by the local community. The disproportionate amount of care available further marginalizes this population.
Discrimination against one group is considered a form of social injustice. This inequity toward mentally ill persons has been reduced by the creation of MHPAEA.
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